What if I am at fault in causing an injury?

Make sure that the accident is reported to your insurance companies and that you cooperate with those companies handling of the claim.  Do not talk to anyone about the accident other than as required by law enforcement, YOUR insurance companies, and, if you have one, YOUR attorney.  If you do not have insurance to cover the claim, consult an attorney.  If you have insurance, but the amount of insurance is not enough to pay for the damage from the injury, contact an attorney.